Strategic planning of the company is one of thestages of successful business development. This truth began to be formed from the beginning of the 20th century. And the idea quickly developed over a period of 100 years. The first units involved in long-term and medium-term planning were not permanent divisions or units in this line of business. Annual financial estimates - this concludes the strategic construction.
Igor Ansoff - a native of Russia, livedmost of life in the US, gives one of the simplest and most understandable definitions of strategic planning. In the opinion of this specialist, an analytical, logical process that presupposes the future position of an enterprise in the market by its forecasts must take into account the external environment. The Ansoff matrix is the most famous tool of the American mathematician-economist. Elementary in understanding the square of the forecast of the development of the organization has won its simplicity a strong place in the strategic plans of almost every modern enterprise.
Only at the second stage of the development of planning, andThis happened in the 50-60s of the 20th century, at the enterprises began to form planning departments, which on an ongoing basis engaged in the prospect of business development.
Finally, the idea of an enterprise development strategydeclares itself as a necessity at the third stage - while increasing the competitiveness of European and Japanese firms with respect to American companies. And it is representatives of the latter who develop vivid economic and mathematical proposals.
The initial kind of analytical tool -A square in which two axes are considered: vertical and horizontal. But is not it easier to consider it in the form of a table, having concluded 4 elements, which are behind the edges, in the general grid? Then the matrix takes the following form:
Market name / product name
Market penetration strategy
Product development strategy
Strategy of expansion of the market
In this view, it is much easier to understand the ways of crossing factors. And you can calculate the options for business development.
The idea itself implies a close relationship betweenfuture and existing markets and products of the company. Any producer of services or goods can name the prospects for the development of their business. The strategy also determines the way in which the company needs to move, the existing risks when choosing the option. At the same time, it is important not only to determine the direction, but also to determine as precisely as possible existing sales markets, the consumer demand segment, to set the company's growth vector based on the real market position, to determine the competitive advantages of the products and proposals currently being produced in the future. The strategic matrix of Ansoff will be an effective tool only if all of the above conditions are met.
The number of columns and rows in the table is easydetermine that the options for growth American mathematician offered only 4. At first glance, not too rich alternative. But the Ansoff matrix and long experience of its application prove the opposite.
The most risky choice of strategy isthe last variant of the intersection of factors. The new market and product involve diversification. The company's exit to unfamiliar territories can be justified in extremely rare cases. As Ansoff's matrix shows, the "commodity-market", if not one of them is mastered, how the scheme can be considered only when:
The economic development of the enterprise directlydepends on lending activities and other financial services. Banks in this niche occupy a central position. And the strategy of their activities is as relevant as the marketing planning of any enterprise.
The Ansoff capacity matrix is an effectivetool for the implementation of proposed financial products, both new and proven in established markets. This is only about them, because most banks use the services of banks, and the search for unreached market segments is becoming less and less successful.
The obvious strategy, or as it is also called the "small ship" strategy, "cost savings", involves the following stages for development:
Existing financial products are necessaryimprove, expand and modify. This activity is based on intensive research work, the result of which is the positioning of the goods, that is, the need to determine its characteristics, features that differ from analogical services, substitute services.
On the basis of two stages of work is projectedassortment policy of the bank. It implies the formation of a set of services provided, which determines successful activity in this segment of the market, provides economic efficiency, sets the development vector.
The last stage of the work is the assortment strategy. For its formation it is necessary to consider the following ways of development:
The Ansoff matrix and many years of experiencepractical use made it possible to derive certain regularities in the success of a particular strategy, as well as the likely value of costs. A visual presentation of the percentage of risks to costs makes it possible to make marketing decisions with a clear understanding of the probability of losses.
The strategy for introducing new products intothe existing market significantly loses in the indicator of success and the number of costs when choosing the option "old goods in the developed segment". Such indicators make it possible to say with confidence that for each enterprise the development alternative is limited to a number of circumstances, the external environment, economic opportunities and many other factors. The Ansoff matrix is only a tool that helps in choosing a strategy, which does not negate deeper analyzes of the enterprise's capabilities.